Jurnal Ekonomi – Page 494

IMPLEMENTASI AKAD IJARAH MULTIJASA SEKTOR PENDIDIKAN: STUDI KASUS BANK CIMB NIAGA SYARIAH

Abstract

One of the Islamic banking products that is quite flexible is multi-service Ijarah. This paper aims to analyze the implementation of multi-service ijarah contracts in one of the Islamic banks, especially for financing the education sector. The implementation of multiservice ijarah financing is carried out in accordance with the Fatwa of the National Sharia Council (DSN) of the Indonesian Ulema Council (MUI) by combining the ijarah contract and the wakalah contract. However, there are still obstacles to identify financing objects in this education sector. In addition, the status of using the wakalah contract as a supporting contract is still unclear in the practice of multi-service ijarah. The issue of the imposition of fines by banks is also an important discussion as a solution to provide optimal services for customers who need financing in the education sector. Continue reading “IMPLEMENTASI AKAD IJARAH MULTIJASA SEKTOR PENDIDIKAN: STUDI KASUS BANK CIMB NIAGA SYARIAH”

Audit Aplikasi Zahir di PT Radisa Mahardi Rekatama Menggunakan Framework COBIT 5

Prosiding Seminar Nasional Teknoka - 2, Tahun 2017. Kegiatan ini didukung oleh Bukalapak.com, Penerbit Erlangga, Jakarta., dan UWENAKE.

ANALISIS KRITIS ATAS PELAKSANAAN INVESTASI GADAI EMAS BERTINGKAT PADA LEMBAGA KEUANGAN SYARIAH

Abstract

This study is intended to determine the weakness points of multilevel gold pawn investment practice in Islamic financial institutions and to find out an alternative gold investment to avoid those weakness points. The research method used is a qualitative method with primary and secondary data collected through observation on Islamic financial institutions and literature review then analyzed critically and solutively. After conducting a critical analysis, it turns out that the implementation of multilevel gold pawn investment has several major weaknesses such as having to allocate certain costs to other party, there is no certainty that the price of gold will rise in the future, and the risk of loss is very high. Meanwhile, buying gold independently according to the ability of the customer then selling it and right at the moment the proceed of the sale is used to buy gold by the same size again and the next gold with smaller size in case it is done repeatedly, it can be considered as an alternative. Continue reading “ANALISIS KRITIS ATAS PELAKSANAAN INVESTASI GADAI EMAS BERTINGKAT PADA LEMBAGA KEUANGAN SYARIAH”

THE EFFECT OF SERVICE QUALITY AND BRAND EQUITY OF DIGITAL SHARIA PAWNSHOP ON CUSTOMER SATISFACTION

Abstract

The purpose of this study was to determine the effect of service quality variables (X1) and brand equity (X2) of digital sharia pawnshops on customer satisfaction in Yogyakarta sharia pawnshops. The research data collecting was through questionnaire method which was distributed to 42 pawnshop customers using purpose sampling method. The quantitative analysis includes validity, reliability test, classical assumption test including normality test, hetoroscedasticity test, multicollinearity test. The hypothesis testing was through T test and simultaneous test. The results of this study show that service quality has a significant positive effect on customer satisfaction with the value of t = 1.796. Brand Equity has a significant positive effect on customer satisfaction with the value of t = 2.956. The results simultaneously show the magnitude of the F value with a significance of 0,000 <0.05, so it can be concluded that simultaneously service quality and brand equity variables affect customer satisfaction variables. Continue reading “THE EFFECT OF SERVICE QUALITY AND BRAND EQUITY OF DIGITAL SHARIA PAWNSHOP ON CUSTOMER SATISFACTION”

Analisis Perilaku Konsumen, Perilaku Produsen, dan Pasar dalam Islam Pada Masyarakat

Abstract
In the current development of many economic activities that use the sharia system because the sharia system is not only beneficial to one party, but can benefit all parties, and the goal of the sharia system itself is to achieve mutual benefit. Continue reading “Analisis Perilaku Konsumen, Perilaku Produsen, dan Pasar dalam Islam Pada Masyarakat”

ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL

Abstract
The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. Continue reading “ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL”

Pengaruh Kesadaran Merek terhadap Ekuitas Merek Transmart Cilandak

Abstract

The study aims to determine how much influence the brand awareness of brand equity in Transmart Cilandak. The study sample numbered 99 respondent from population numbered 12.706 people which is the number of one week study begins from 01 July 2019 until 07 July 2019. The sampling technique used was simple random sampling. This study uses quantitative associative approach, and the method was description with correlation technique. After the nomal distriution of data and linear based test for normality and linearity test, followed by analysis of variance (ANOVA). Based on the calculation results obtained by linear regression of Y = 35,83 + 0,60X and ANOVA calculation results obtained F_hitung>F_tabel (-1,22>1,60). Hypothesis testing is done by calculating the product moment correlation and obtained t_hitung>t_tabel (7,092>1,661), which means that Ho is rejected. Therefore, the results of this study conclued that there is a relationship between brad awareness with the brand equity. Then the researchers tested how much influence the brand equity and the results obtained are 34,10% means that the influence exerted by a enough strong mix of brand awareness and the remaining 65,90% influenced by otehr factors such as brand loyalty, brand association, perceived quality and brand assets.

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Implementasi Budaya 5R di Lembaga Pemerintah K Jakarta

Abstract

This study aimed to determine the implementation of the 5R culture (Ringkas, Rapi, Resik, Rawat, Rajin /simple, neat, clean, conscious, industrious) at a branch of government office at Jakarta, as a part of a Ministrial General Directorate. This research uses descriptive qualitative methods. The data sources from 3 informants consisting of the a lower level manager and two staffs. The data collected by observation, interviews, analysis of documentation, and triangulation techniques.

The research concluded that 5R culture implemented by the actions of the principles of 5R at the job environment. The implementation stimulated the planned organizational target at work: efficiency, productivity, quality, and work safety. One R that did not implemented clearly is the discipline. Some staffs still came late to the office.

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Pengaruh Iklan terhadap Citra Merek Konsumen KFC Ciracas Jakarta Timur

Abstract

This research aims to determine the effect of advertising to Brand Image on KFC Ciracas consumers, East Jakarta. The research used an associative quantitative research method. The population in this research were 5618 consumers. The sampling technique used was incidental sampling and the sample determined in this study amounted to 98 respondents using the Slovin formula. After the data are known to have the same characteristics and normal distribution based on the normality test, followed by analysis of variance (ANAVA). Based on the results of linear regression calculations obtained Ŷ = 19.91 + 0.67 (x) and the results of ANAVA calculations obtained F_count< F_table(0.655 < 1,63). The hypothesis testing was done by Pearson’s product moment correlation and obtained rxy= 0.606, which showed that there is a strong influence of advertising on Brand Image and in accordance with the interpretation criteria in the correlation coefficient interpretation table that is 0,600 – 0,799. Therefore, the study concluded that there was the effect of advertising to Brand Image on consumers of KFC Ciracas, East Jakarta.

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