Jurnal Ekonomi

Abstract

The purpose of this research is to analyze the impact of sharia competencies, Islamic compensation and Islamic Spiritual Intelligence of personal work performance at Bank Muamalat Branch Ternate. The data obtained in the research is primary data taken from questionnare were distributed to employees at Bank Muamalat Branch Ternate. Data analysis technique in this research using multiple linear regression analysis using SPSS version 16.0.The result of this research shows from all of three variables, Islamic spiritual intelligence is the only one that have significant effect on personal work performance of Bank Muamalat Branch Ternate

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/314

Abstract

The one form of worship to be able closer to Allah SWT which is related to the property called a Waqf. Wakaf Istimari also called productive waqf, which is endowment wakaf used for investment, either in agriculture, industry, commerce, and services. This wakaf issue also developed in the village of Longkeyang, where the youth of Muhammadiyah Lokeyang tried to do wakaf for the welfare of the people. In the 2006, approximately 10 people from Muhammadiyah youth in Longkeyang together with activists of AMM (Muhammadiyah Youth Force) began a pioneer of the new institution (in 2010) which was named the Muhammadiyah Development Workers’ Development Agency (BP2RM). Some of the programs that have been generated from the management of productive endowments are waqfs of shrouds and scholarship for Muhammadiyah cadres.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/324

Abstract

Shariah Bank have the potency to become the first option for customers to run their transactional banking option.Itwas showed by the acceleration development and growth of Shariah Banking in Indonesia. Along with the growth of Shariah Banking, a real competition among the Syariah Bank doers is unavoidable. Therefore a bank has to do efforts to be the main player on its segment, and able to provide major resources for its customers and eventually it binds satisfaction and loyalty. In such thigh competition, information plays an important role to attract customers or society to make use of the provided by the bank. The information of any form delivered by every stakeholder related to banking business. Therefore the market share can be gained by promoting Syariah Banks to those floating customer though an attractive and appropriate way. By doing such promotion with persistent and sustain, the possibility of the 5 % of market share which targeted by BI could be reached.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/323

Abstract

The discourse of the presence of Maqasid Index as an alternative approach to measure the performance of Islamic banking become broadly and extensively discussed among Islamic scholars. It is because the Islamic banking has different concept than the conventional bank both in theory and practice, thus the Islamic banks should have they own benchmark to measure their performance. Therefore, Maqasid Index which more directed at the aims and objectives of sharia, become proper benchmark to measure the performance of Islamic banking. This research would like to measure and to compare the performance of Islamic banking industry in Indonesia and Malaysia using Maqasid Index approach with SAW (Simple Additive the Weighting) method. The context of this research is Islamic banking industry in Indonesia and Malaysia which represented by Bank Syariah Mandiri from Indonesia and Bank Islam Malaysia Berhad from Malaysia. This research also will use secondary data from year 2013-2014. The result found that from the first and third objective (Education/ Tadlihb al-Fardh), Islamic bank in Malaysia which represented by BIMB depicted better performance which reached 38.37% while BSM depicted only 5.48%. For the second objective (Justice/ Al-Adl), BSM showed better performance which reached 17.33%. For the third objective (Welfare/ Maslahah), BIMB lead upon BSM which reached 103.25% and 78.89% accordingly. From the calculation of Maqasid Index rank, BIMB take the first place which reached 13.79%. Whilst, BSM take the second place of this Maqasid Index rank which reached 11.14%.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/326

Abstract

The nature of zakat, infaq and shadaqah is basically the doctrine of mankind (spiritual and moral) which is expected to meet the needs of the muslims and as one of the state revenue. However, infaq and shadaqoh coverage is wider because it includes all good deeds. Zakat, infaq and shadaqah (ZIS) collection techniques at Baznas Bogor city by carrying programs on collection are arranged into five main activities namely: Communicating the activities of Baznas intensively, recruiting new muzakki, echoing ZIS Ramadan, maintaining existing muzakki, and strengthening the structure of UPZ mosque network (FORSIL) and Gebu Cinta. The concept or distribution allocated for students scholarship or based on students achievement but not economically capable, assistance to teachers of Quran, capital assistance for traders either with mudharabah system or over the name of mustahiq. Health assistance and development of da’wah in the ciy of Bogor.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/325

Abstract

Takaful already known in the State Indonesia Takaful Company since its establishment in 1994 to meet  the  demand  for  insurance  services  is  increasingly  perceived  either  by  individuals  or businesses in Indonesia. Insurance is a financial means in the order of domestic life, both in the face of the fundamental risks or face the risk of property owned. This paper attempts to read and look at the opportunities and challenges of the factors Takaful is an external assessment of the condition of Takaful current and future picture that will affect the process of achieving the financial objectives of an institution of sharia. By reviewing and reading the situation will get the characteristics of strength and weakness analysis of Takaful is based on the strength of internal and external environments. This paper also discusses the opportunities and challenges of Islamic commercial insurance product innovation to appear innovative products and services that completely excavated from the basic concept of sharia and also illustrates some of the things that cause relatively low penetration of Islamic insurance market at the moment.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/186

Abstract

This study aimed to analyze the factors that affect financial deepening in Indonesia. The variables used in this study is a Third Party Fund (DPK), Islamic Financing, Corporate Bonds, Sukuk to Financial Deepening in Indonesia. Analyses were performed using monthly time series data published by Bank Indonesia in the study period from January 2011 to December 2015.

The analytical method used in this research is Ordinary Least Square (OLS). The resulting regression model showed that the variables Third Party Fund (DPK), Islamic Financing, Sukuk, Sukuk Corporation together have an influence on Financial Deepening in Indonesia. Partial, this research supports the Third Party Funds (TPF) positive and significant impact on the Financial Deepening, whereas in Islamic Financing does not affect the Financial Deepening. In addition the results of this study showed Corporate Sukuk and significant negative effect on the Financial Deepening, and for Sukuk which means partially positive and significant impact on the Financial Deepening in Indonesia.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/185

Abstract

This study aimed to examine the effect of CAR, NPF, ROA, ROE, FDR AND BOPO to GCG at Islamic banks the period 2010 – 2014. The aim of this study was to determine how the GCG influence on the financial performance of Islamic banks. The data used is secondary data obtained from the publication of the Annual Report of Islamic Banks and Annual Report GCG.Selection of the samples in this study using purposive sampling method and obtained 10 Islamic banks that match the criteria. The method used in this research is panel data regression analysis and found that the more appropriate model uses regression random effect model. From the results, the value of R-Square is 33.83%. Partially indicates that the variable CAR AND BOPO positive significant effect on the GCG with each regression coefficient of 2.146 and 2.654.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/187

Abstract

Many assets land owned Muhammadiyah untapped by Persyarikatan Muhammadiyah started at the level of the branches to the central level, when the assets of the land owned by the waqf faith professed by wakif to use educational facilities or social amenities more, then the assets of the land was put to good use, so that assets such land lots used by the community because of the land ownership are not yet using the name Persyarikatan but many are using personal names or on behalf of the chairman Persyarikatan and ownership are obvious, like any asset of land have a certificate of good certificate endowments as well as a certificate of non endowments. It also occurs in the scope of the Regional Chairman of Muhammadiyah Jambi. As this study include land assets and non endowments Muhammadiyah Regional Leadership within the scope of the Regional Chairman of Muhammadiyah Jambi. In addition, the need to be formulated is a status, certification of land endowments, non endowments land titling, land asset status is certified in Muhammadiyah Regional Leadership within the scope of the Regional Chairman of Muhammadiyah Jambi.The method used in this study is a survey method. Survey methods in research designed to obtain information about the status and symptoms during the study was conducted to describe the variable or about something in a condition. This research method, gives an overview of concrete empowerment existing land assets through inventory Jambi region. Therefore, this study method is designed to reveal the factual data based on information found at the time to survey the Muhammadiyah Regional Leadership in Jambi.

Download : https://journal.uhamka.ac.id/index.php/jei/article/view/183

Abstract

This paper discuss on inflation, unemployment and economic growth in Islamic State Nations. There are two types of Islamic state nations in this study, namely Islamic states that have adopted Islam as the ideological foundation and constitution (6 countries) and the other one is that Muslim- majority nation-states that have endorsed Islam as their state religion (14 countries). The Philips curve does exist in the countries as indicated by negative correlation between inflation rate and the rate of unemployment which was statistically significant, although the coefficent of determination was very small.  Multiple regression analysis which inflation and unemployment were independent variables and economic growth was dependent variable showed that there were not significant simultant negative influences of the rate of inflation and the rate of unemployment toward economic growth. But, partially both inflation and unemployment have significant negative impact on economic growth in Islamic countries.

Download https://journal.uhamka.ac.id/index.php/jei/article/view/182